Insurance insights
Practical insurance guides for decisions people actually face.
Short, careful articles about New Zealand insurance questions. They are general information only, and they do not replace personal advice.
01 / 10
ACC and income
ACC vs income protection insurance in New Zealand
A plain-English guide to how ACC and income protection differ in New Zealand, what each may help with, and when to ask for personal insurance advice.
02 / 10
Life cover and mortgage debt
Life insurance and mortgage debt in New Zealand
A practical guide for New Zealand homeowners thinking about life insurance, mortgage debt, dependants, income, and what to prepare before asking for advice.
03 / 10
Public and private healthcare
Health insurance vs public healthcare in New Zealand
A practical New Zealand guide to public healthcare, medical insurance, ACC, planned care, eligibility, exclusions, excesses and questions to ask.
04 / 10
Self-employed income
Income protection for self-employed people in New Zealand
A practical New Zealand guide for self-employed people comparing ACC, CoverPlus Extra and private income protection, with records and questions to prepare.
05 / 10
Preparing for advice
Prepare for an insurance adviser meeting in NZ
A practical checklist for New Zealand households and small business owners preparing income, debts, existing cover and questions for an insurance adviser.
06 / 10
Medical insurance in two languages
Medical insurance for Chinese families in NZ
A practical guide for Chinese-speaking families in New Zealand to check public healthcare eligibility, medical insurance wording and language support.
07 / 10
Small business continuity
Key-person cover for small businesses in New Zealand
A practical New Zealand guide to identifying key-person risk, mapping business disruption and preparing questions before discussing insurance.
08 / 10
Business interruption
Business interruption insurance in NZ
A plain-English guide to business interruption insurance in New Zealand, including insured-event triggers, recovery periods and records to prepare.
09 / 10
Annual policy review
Annual insurance policy review checklist for NZ
A practical annual insurance policy review checklist for New Zealand households and small businesses, covering documents, changes, costs and switching risks.
10 / 10
Adviser disclosure
Insurance adviser disclosure statement in NZ: what to check
A plain-English guide to what an insurance adviser disclosure statement in New Zealand can show about scope, providers, fees, commissions and complaints.
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